Terms and conditions

Effective Date: 27 May 2026
Last Updated: 27 May 2026

These Terms & Conditions (“Terms”) govern access to and use of:

• the AnotherApp website available at https://www.anotherapp.io/;
• the AnotherApp mobile application (“AnotherApp”);
• the $OTHER token ecosystem;
• related ecosystem services, applications, interfaces, and functionalities.

By accessing or using the Website, the App, or any related ecosystem functionality, you acknowledge that you have read, understood, and agreed to be bound by these Terms.

If you do not agree to these Terms, you must not access or use the Website, App, or ecosystem services.

Key Points

• AnotherApp operates on a non-custodial basis.
• Users retain sole control over wallets and private keys.
• Crypto-assets are volatile and may lose value.
• Certain services may require AML/KYC verification.
• Third-party providers may operate independently.
• Blockchain transactions are generally irreversible.

1. DEFINITIONS

For the purposes of these Terms:

“AnotherApp” means the non-custodial digital ecosystem, mobile application, website, blockchain integrations, and related technology infrastructure associated with the $OTHER ecosystem.

“App” means the AnotherApp mobile application.

“Website” means https://www.anotherapp.io/ and related official domains.

“$OTHER Token” means the utility crypto-asset described in the MiCA White Paper.

Offeror

Token Technologies International Ltd
Quijano Chambers
P.O. Box 3159
Road Town, Tortola
British Virgin Islands

EU Legal Representative

TIECO Fintech Solutions Ltd
11 Zinonos Sozou
3rd Floor, Office 303
1075 Nicosia, Cyprus

“User” means any individual or entity accessing or using the Website, App, or ecosystem services.

“Third-Party Providers” means independent service providers including EMIs, CASPs, exchanges, payment providers, wallet providers, KYC providers, cloud providers, and infrastructure providers.

2. NATURE OF THE PLATFORM

AnotherApp is a non-custodial technology ecosystem designed to integrate blockchain-based functionality with traditional financial infrastructure through regulated third-party providers.

The ecosystem may include:

• self-custodial wallet functionality;
• token utility features;
• ecosystem participation tools;
• payment-related integrations;
• virtual card integrations;
• loyalty mechanisms;
• gamification systems;
• analytics tools;
• blockchain-based interactions;
• token locking functionalities;
• integrations with regulated Electronic Money Institutions (EMIs);
• integrations with Crypto-Asset Service Providers (CASPs);
• integrations with exchanges and payment service providers.

Neither Token Technologies International Ltd nor TIECO Fintech Solutions Ltd:

• provides banking services;
• acts as a deposit-taking institution;
• provides investment advice;
• provides portfolio management;
• guarantees token value;
• guarantees ecosystem functionality;
• guarantees listing on exchanges;
• guarantees financial returns;
• provides custody of user crypto-assets;
• executes transactions on behalf of users unless separately authorized under applicable law.

The ecosystem operates on a strictly non-custodial basis.

3. ELIGIBILITY

By using the Website or App, you represent and warrant that:

• you are at least 18 years old;
• you possess legal capacity to enter into binding agreements;
• your use of the platform complies with applicable laws;
• you are not located in a prohibited or sanctioned jurisdiction;
• you are not subject to sanctions or restrictions under applicable AML/CFT laws.

Access to certain features may be restricted in specific jurisdictions.

The Offeror and EU Legal Representative reserve the right to refuse, restrict, suspend, or terminate access where required for legal, regulatory, AML/CFT, sanctions, operational, cybersecurity, or compliance reasons.

Users may not access or use the platform if subject to sanctions administered or enforced by:

• the European Union;
• the United Nations;
• the United States Office of Foreign Assets Control (OFAC);
• the United Kingdom;
• other applicable sanctions authorities.

4. USER ACCOUNTS

Certain functionalities may require Users to create accounts or connect compatible self-custodial wallets.

Users are solely responsible for:

• maintaining confidentiality of credentials;
• securing devices and wallets;
• protecting private keys and seed phrases;
• all activities conducted through their accounts or wallets.

Users acknowledge that blockchain transactions are generally irreversible.

The Offeror and EU Legal Representative cannot:

• recover lost private keys;
• reverse blockchain transactions;
• restore lost wallets;
• recover tokens transferred incorrectly;
• guarantee recovery from wallet compromise.

Users are responsible for:

• maintaining confidentiality of authentication credentials;
• securing devices used to access the ecosystem;
• maintaining updated security software;
• monitoring for unauthorized account activity.

Users must notify the platform promptly if they suspect:

• unauthorized access;
• credential compromise;
• device compromise;
• fraudulent activity.

5. NON-CUSTODIAL WALLET FUNCTIONALITY

AnotherApp operates on a non-custodial basis.

Users retain sole control over:

• private keys;
• wallet credentials;
• seed phrases;
• blockchain transaction approvals;
• digital assets.

The Offeror and EU Legal Representative do not hold or control user crypto-assets.

Users remain fully responsible for:

• wallet compatibility;
• transaction verification;
• blockchain network selection;
• smart contract interactions;
• wallet security.

Users acknowledge and agree that:

• blockchain transactions are irreversible;
• private keys and seed phrases cannot generally be recovered if lost;
• compromised wallets may result in permanent asset loss;
• users are solely responsible for maintaining appropriate wallet security practices;
• the Offeror and EU Legal Representative cannot access or restore user-controlled wallets.

Users should:

• maintain secure backups of seed phrases;
• use strong authentication methods;
• protect devices against malware and unauthorized access;
• avoid sharing wallet credentials or authentication information.

5.1 NO FIDUCIARY RELATIONSHIP

Nothing within the Website, App, or ecosystem services shall create:

• fiduciary duties;
• advisory obligations;
• agency relationships;
• partnership relationships;
• trustee relationships

between the User and the Offeror or EU Legal Representative.

6. THIRD-PARTY PROVIDERS

Certain ecosystem services may be provided independently by regulated or licensed third-party providers.

Such providers may include:

• Electronic Money Institutions (EMIs);
• payment service providers;
• Crypto-Asset Service Providers (CASPs);
• exchanges;
• KYC/AML providers;
• wallet providers;
• infrastructure providers;
• analytics providers.

Third-party providers operate under their own:

• terms and conditions;
• privacy policies;
• licenses;
• compliance obligations.

The Offeror and EU Legal Representative are not responsible for:

• third-party service interruptions;
• exchange delistings;
• payment failures;
• wallet failures;
• regulatory actions against third-party providers;
• losses caused by third-party services.

6.1 EXTERNAL SERVICES & LINKS

The Website or App may contain links to third-party websites, applications, protocols, or services.

The Offeror and EU Legal Representative do not control and are not responsible for:

• third-party content;
• security practices;
• availability;
• functionality;
• terms;
• privacy policies;
• services provided by third parties.

Accessing third-party services is done at the user’s own risk.

7. $OTHER TOKEN DISCLAIMER

The $OTHER token is classified as a utility crypto-asset.

The token:

• does not represent shares or equity;
• does not provide ownership rights;
• does not provide creditor rights;
• does not provide dividend rights;
• does not provide governance rights unless separately introduced in the future;
• does not provide guaranteed returns;
• does not provide interest payments;
• does not create claims against company revenues or assets;
• is not intended to qualify as a financial instrument under MiFID II;
• is not an Asset-Referenced Token (ART);
• is not an E-Money Token (EMT).

Purchasing, holding, locking, transferring, or using $OTHER tokens should not be interpreted as an investment in the Offeror, AnotherApp, or any related entity.

Users acknowledge that the value of the token may fluctuate significantly and may lose all value.

The Offeror and EU Legal Representative make no representation regarding:

• future exchange listings;
• trading availability;
• market liquidity;
• token valuation;
• market adoption.

7.1 TAX DISCLAIMER

Users are solely responsible for determining and fulfilling any tax obligations arising from:

• token purchases;
• token transfers;
• staking or locking activities;
• blockchain transactions;
• digital asset holdings.

The Offeror and EU Legal Representative do not provide tax advice.

8. ECOSYSTEM PARTICIPATION & GAMIFICATION

The ecosystem may include:

• loyalty mechanisms;
• participation programs;
• token locking features;
• engagement tools;
• gamification systems;
• participation weighting systems;
• ecosystem incentive mechanisms.

Such mechanisms:

• are utility-based only;
• do not constitute investment products;
• do not constitute deposit-taking activities;
• do not constitute collective investment schemes;
• do not constitute portfolio management;
• do not constitute staking services;
• do not create profit-sharing arrangements.

Any ecosystem incentives are derived solely from predefined ecosystem incentive pools and are not linked to:

• company profits;
• company revenues;
• dividends;
• interest payments;
• financial performance.

Any examples, simulations, estimates, projections, illustrations, or visual representations shown on the Website or App are illustrative only and do not constitute guarantees or financial projections.

9. TOKEN OFFERINGS & PARTICIPATION

Participation in token offerings may be subject to:

• AML/KYC verification;
• sanctions screening;
• eligibility requirements;
• jurisdictional restrictions;
• operational limitations.

The Offeror reserves the right to:

• reject participation;
• restrict participation;
• delay token delivery;
• require additional compliance documentation;
• suspend offering access,

where reasonably necessary for legal, compliance, operational, or security reasons.

Users acknowledge that:

• exchange listings are not guaranteed;
• liquidity is not guaranteed;
• token value is not guaranteed;
• market demand is not guaranteed.

10. RIGHT OF WITHDRAWAL

In accordance with Article 13 of Regulation (EU) 2023/1114 (MiCA), eligible retail purchasers who acquire $OTHER tokens directly through a public offering have the right to withdraw their agreement to purchase within fourteen (14) calendar days from the date of the agreement to purchase, without giving any reason and without incurring any penalty.

To exercise the right of withdrawal, the purchaser must notify the Offeror in writing before the 14-day period expires by sending a clear written statement to:

compliance@anotherapp.io

The notification must include the purchaser’s name, the relevant transaction reference, and the wallet address used for the purchase. A withdrawal notice sent before the 14-day period expires shall be deemed timely.

Upon valid exercise of the withdrawal right, the Offeror will reimburse the amounts paid by the purchaser without undue delay and no later than fourteen (14) calendar days from the date on which the Offeror is informed of the withdrawal decision. Reimbursement will be made using the same payment method used for the original transaction unless the purchaser has expressly agreed otherwise. Any tokens delivered to the purchaser must be returned to the Offeror’s designated wallet address provided at the time of purchase.

Withdrawal rights:

• apply only to eligible retail purchasers participating directly in a public offering;
• do not apply to secondary market purchases or transfers;
• may be subject to identity verification and AML/KYC validation procedures before reimbursement is processed;
• may be subject to applicable sanctions screening requirements.

The right of withdrawal does not affect any rights that eligible retail purchasers may have under applicable mandatory consumer protection laws.

11. FEES

Users may incur:

• blockchain gas fees;
• exchange fees;
• payment processing fees;
• EMI/CASP fees;
• network transaction fees;
• third-party provider fees.

Such fees are determined independently by the relevant providers.

The Offeror and EU Legal Representative are not responsible for third-party fee structures.

12. INTELLECTUAL PROPERTY

All Website and App content, including:

• trademarks;
• logos;
• branding;
• text;
• graphics;
• software;
• interfaces;
• smart contract materials;
• documentation,

are owned or licensed by the applicable rights holders and are protected by intellectual property laws.

Users may not:

• reproduce;
• distribute;
• modify;
• reverse engineer;
• commercially exploit,

any protected materials without prior written consent.

13. PROHIBITED ACTIVITIES

Users may not:

• violate applicable laws;
• engage in fraud or market manipulation;
• attempt unauthorized access;
• interfere with security systems;
• upload malicious code;
• use the platform for money laundering or prohibited activities;
• infringe intellectual property rights;
• misuse ecosystem functionalities.

The Offeror and EU Legal Representative reserve the right to suspend or terminate access where violations are suspected.

14. AML/KYC & COMPLIANCE

Users may be required to complete:

• identity verification;
• sanctions screening;
• source-of-funds verification;
• transaction monitoring procedures,

where required by:

• applicable law;
• MiCA;
• AML/CFT regulations;
• regulated third-party providers.

Failure to satisfy compliance requirements may result in:

• restricted functionality;
• suspension;
• rejection of transactions;
• delayed access;
• account termination.

15. RISKS

IMPORTANT RISK NOTICE

Crypto-assets are volatile and may lose all value.

Blockchain transactions are generally irreversible.

Users are solely responsible for securing wallets, private keys, seed phrases, authentication credentials, and devices.

Users acknowledge that the use of blockchain technology and crypto-assets involves significant risks including:

• smart contract vulnerabilities;
• cybersecurity incidents;
• hacking;
• phishing attacks;
• blockchain congestion;
• market volatility;
• token illiquidity;
• exchange delisting;
• regulatory changes;
• protocol failures;
• wallet compromise;
• irreversible transaction errors;
• malware;
• credential compromise;
• social engineering attacks;
• unauthorized device access;
• blockchain forks;
• validator failures;
• network congestion;
• protocol exploits;
• third-party smart contract vulnerabilities.

Users are solely responsible for implementing appropriate cybersecurity measures when interacting with blockchain technologies and digital assets.

Users may lose part or all value associated with crypto-assets.

No guarantee is provided regarding:

• ecosystem adoption;
• technical availability;
• future development;
• market performance;
• token liquidity.

Regulatory treatment of crypto-assets and blockchain technologies may change in different jurisdictions and may negatively impact:

• platform availability;
• token utility;
• ecosystem services;
• user access.

16. DISCLAIMERS

The Website, App, and ecosystem services are provided on an “as is” and “as available” basis.

To the maximum extent permitted by law, the Offeror and EU Legal Representative disclaim all warranties including:

• merchantability;
• fitness for a particular purpose;
• uninterrupted availability;
• security;
• compatibility;
• error-free operation.

No representation is made that:

• the Website or App will remain continuously available;
• smart contracts will be free from vulnerabilities;
• token value will increase or remain stable;
• exchange listings will occur.

17. LIMITATION OF LIABILITY

To the maximum extent permitted by law, neither the Offeror nor the EU Legal Representative shall be liable for:

• token price fluctuations;
• market losses;
• lost profits;
• indirect damages;
• consequential damages;
• smart contract failures;
• blockchain disruptions;
• third-party provider failures;
• wallet compromise;
• loss of private keys;
• exchange failures;
• cyber incidents;
• transaction delays;
• service interruptions.

18. INDEMNITY

Users agree to indemnify and hold harmless:

• Token Technologies International Ltd;
• TIECO Fintech Solutions Ltd;
• affiliates;
• officers;
• employees;
• contractors;
• service providers,

from claims arising out of:

• breach of these Terms;
• unlawful conduct;
• misuse of the ecosystem;
• violation of applicable laws.

19. MODIFICATIONS

The Offeror and EU Legal Representative reserve the right to modify:

• the Website;
• the App;
• ecosystem functionalities;
• smart contracts;
• participation mechanisms;
• these Terms,

where reasonably necessary for:

• technical reasons;
• security;
• legal compliance;
• operational continuity;
• ecosystem development.

Updated versions will be published on the Website.

For material changes — including changes that materially affect users’ rights, obligations, or the nature of the services provided — reasonable prior notice of no less than fourteen (14) days will be provided where practicable, by publication on the Website or by notification to the registered contact details of affected users. Where changes are required urgently for legal, regulatory, or security reasons, they may take effect immediately upon publication.

Continued use of the Website or App following the effective date of any modification constitutes acceptance of the updated Terms. Users who do not accept material changes should discontinue use of the platform.

20. FORCE MAJEURE

Neither the Offeror nor the EU Legal Representative shall be liable for delays, interruptions, failures, or non-performance resulting directly or indirectly from events beyond reasonable control, including but not limited to:

• blockchain network failures;
• smart contract failures;
• denial-of-service attacks;
• cyber incidents;
• internet disruptions;
• telecommunications failures;
• power outages;
• acts of government;
• sanctions;
• regulatory actions;
• natural disasters;
• war;
• civil unrest;
• labor disputes;
• exchange outages;
• third-party provider failures.

The affected party shall make commercially reasonable efforts to mitigate the effects of such events where reasonably practicable.

21. APPLICABLE LAW & JURISDICTION

These Terms are governed by:

• applicable European Union law, including MiCA;
• the laws of Cyprus where applicable;
• the laws of the British Virgin Islands where applicable to issuance matters.

Subject to mandatory consumer protection laws, the courts of Cyprus shall have jurisdiction over disputes relating to the Website, App, ecosystem services, and $OTHER token offering.

To the maximum extent permitted by applicable law, disputes shall be resolved on an individual basis and not as part of any collective, representative, or class action proceeding.

21.1 LANGUAGE

These Terms are made available in English. Where these Terms are translated into any other language, the English language version shall prevail in the event of any conflict, inconsistency, or ambiguity between language versions, to the fullest extent permitted by applicable law.

22. SEVERABILITY

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable under applicable law, the remaining provisions shall remain in full force and effect.

23. ASSIGNMENT

Users may not assign or transfer any rights or obligations under these Terms without prior written consent.

The Offeror and/or EU Legal Representative may assign or transfer rights and obligations under these Terms as part of:

• corporate restructuring;
• mergers;
• acquisitions;
• business transfers;
• regulatory restructuring;
• operational restructuring.

24. ENTIRE AGREEMENT

These Terms, together with any referenced policies, disclosures, and applicable offering documentation, constitute the entire agreement between the User and the Offeror relating to access and use of the Website, App, and ecosystem services.

25. COMPLAINTS

Users may submit complaints relating to the Website, App, or ecosystem services through:

compliance@anotherapp.io

The Company will acknowledge receipt of complaints within five (5) business days of receipt. A substantive response addressing the complaint will be provided within fifteen (15) business days of acknowledgement. Where a complaint is complex or requires further investigation, the Company will notify the complainant of the expected timeframe for resolution, which shall not ordinarily exceed forty-five (45) business days from initial receipt.

Users who remain unsatisfied following the complaints process may refer their complaint to the relevant supervisory authority or seek redress through the courts of Cyprus in accordance with Section 21.

26. CONTACT INFORMATION

Compliance & Legal

compliance@anotherapp.io

Website: https://www.anotherapp.io/

EU Legal Representative

TIECO Fintech Solutions Ltd
11 Zinonos Sozou
3rd Floor, Office 303
1075 Nicosia, Cyprus