Take a closer look

Open an IBAN account in your name and receive digital euros or dollars in seconds. Send by @handle. Top up in taps. Your money moves as fast as your day does. Keep your crypto in your own hands.


Everything money should do, in one place. Hold it. Move it. Convert it. Spend it. All from the same account, built together, so nothing has to reach across apps to work. One system, one flow.

Add
Send
Swap
Every feature is built to work as one.

Accounts

Personal IBANs in EUR and USD. Send, receive, and hold, with settlement in stable coins and your name on every account.

Swaps

Move between crypto, stablecoins, and cash in one tap. Every major chain, every major tokens. All inside the app, all under your keys.

Payments

Pay a friend by @handle. Scan a QR. Share a link. Transfer to any bank. Every payment settles from any account you hold.

Wallet

Non-custodial crypto wallets built into the app. Hold, send, swap, and receive across major chains, all with your own keys.

Cards. Spend anywhere

A virtual card that works online, in-store, and worldwide. Add it to Apple Pay or Google Pay in one tap and spend from any account you hold.

Top up from your IBAN or your crypto. Withdraw cash at ATMs where supported. Set spending limits, freeze in a tap or create multiple cards.

Rewards A share of what moves

Spending has always moved in one direction. Money out, nothing back.

We build a system around it. Every action in the app grows a common pool.
Each cycle, a portion returns to holders.

Use the app

Use the app the way you use any card. Spend. Send. Swap. Every action grows the pool. Your share grows with it.

Commitment

The total supply is fixed. Committing $OTHER for a chosen period increases the share it receives from every cycle. Longer commitment, larger share.

Claim your share

Each cycle, shares are distributed in stablecoins. They can be held, spent, or committed again.
The cycle continues.

What you get

  • Real assets, real value
    Rewards come in tokens you can actually use or cash out.
  • By design
    Fixed supply, transparency and no dilution mean your rewards stay meaningful.
  • For everyday use
    The more you use the app for normal spending, the more you benefit.

FAQs A few things worth knowing

The app works the way you'd expect. No manual needed.

A few things worth knowing. Accounts, fees, and your keys.

  • Getting verified. Where we operate.

    Download the app and finish a standard verification with an ID, a document in a few minutes.
    The moment it clears, most of the app is yours: the card, the wallet, top-ups, and payments by @handle, QR, or link.

    A digital account is a step further. It follows banking rules, so it asks for a bit more. Once it's open, IBANs and transfers land alongside the rest.

    Country coverage lives in the app. If a region isn't there yet, it's on the way.

  • Fees and exchange rates

    The app is free to use. No monthly fees, no annual fees, no charge to open an account. The first virtual card is free.

    Every exchange and transfer shows its fee up front, before it happens. Some start at zero, some carry a small cost, whichever it is, the number is on screen before the confirm.

    Exchange rates are the real ones, not padded with a hidden margin. What the market shows is what the app charges.

  • Multi-currency IBANs

    A digital account in EUR or USD, issued as an IBAN in your name and settled in stablecoins in a wallet only you control.

    Money in comes from accounts held under your own name at other banks. SEPA in Europe, SWIFT worldwide. Money out goes to anyone, anywhere. SEPA in Europe, SWIFT for cross-border, ACH for US destinations.

  • Non-custodial wallets

    Native wallets across major chains, built into the app. You hold the keys. You hold the funds.

    Keep your recovery phrase safe and never share it, with anyone. We will never ask for it.

    Swap tokens inside the app. Keep your crypto in the same place you spend. Top up your card in seconds with EURC on Solana or Base.

    You own it, fully.

  • Here when you need us

    Every message reaches our team directly. We answer by email, usually within one business day, faster for anything urgent.

    For lost cards, missing transfers, or account access issues, mark your email as urgent and we'll move it up.

    Email us at support@anotherapp.io

Fees Clarity from start to finish

Made for users who expect more from their money. Steady rates across currencies and every move you make fuels a reward pool that returns value to you.

Transparent fees across crypto and fiat, with pricing shown upfront. Conversions, transfers, and payments run on fast, efficient settlement rails.

Starts with $0.00

$OTHER. The Token

The token behind the app. Fixed supply. Yours to commit.